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14 Tips To Avoid Identity Theft
By Frank W. Abagnale • Bankrate.com • Dec 8, 2004
- Guard your Social Security number.
- Monitor your credit report.
- Shred all old bank and credit statements and "junk mail" credit card offers before trashing them.
- Remove your name from the marketing lists of the three credit reporting bureaus.
- Add your name to the name-deletion lists of the Direct Marketing Association's Mail Preference Service and Telephone Preference Service used by banks and other marketers.
- Do not carry extra credit cards or other important identity documents.
- Place the contents of your wallet on a photocopy machine. Copy both sides of your license and credit cards so you have all the account numbers, expiration dates and phone numbers if your wallet or purse is stolen.
- Do not mail bill payments and checks from home.
- Do not print your Social Security number on your checks.
- Order your Social Security Earnings and Benefits statement once a year to check for fraud.
- Examine the charges on your credit card statements before paying them.
- Cancel unused credit card accounts.
- Never give your credit card number or personal information over the phone unless you have initiated the call and trust that business.
- Subscribe to a credit report monitoring service that will notify you whenever someone applies for credit in your name.
Identity Theft, What to Do
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